Brokerage Accounts are traditional commissioned accounts. People who are new to investing often take advantage of these types of accounts until such time as their assets are large enough to move to a managed account. Brokerage accounts historically invest in mutual funds and Del Mar Group has access to every mutual fund family. In order in minimize the effect of commissions we often recommend they use of one of the larger fund families since changing funds within the family does not incur additional fees/commissions.