Life Insurance can be used in so many ways today due to some very specific tax laws. First and foremost life insurance is used as protection for your loved ones, your assets and even your businesses. Life insurance can also be a very affective way to supplement your retirement income. By using low or no cost policy loans, money taken from the cash value of a life insurance policy is not subject to income tax, thus providing a stream of tax free income.The additional uses of life insurance makes it an important part of any investment plan.  Del Mar Group utilizes the type of insurance that best meets clients’ needs. Whether it is term insurance, universal life or variable universal life we engage industry leaders with products that meet our standards and your financial objectives.